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Then tap ‘Confirm’ and the money will be with you within the casino’s window. If you surrender early you only lose half your bet, so in the long run it seems to make a lot of sense to get out if your cards are bad. However, it is always a risk because even what seem to be really bad hands can end up winning if played right, and the dealer busts. One of the most widely supported is that it originated in France in the 18th century, with a game known as Vingt-et-Un. References to this game can be found in the book Round Games with Cards, which was written by Baxter Wray in 1891.